As aforementioned, Blue Cross Blue Shield is a federation of 38 separate health insurance providers across the United States. Kaiser’s presence is stronger in the Mid-Atlantic, Colorado, Florida, Texas and along the West … You have a lot of options with Kaiser, getting a second opinion is no big deal. Kaiser is one of the leaders in terms of pricing on the individual family market. Browse a few facts to help you understand how Blue Cross Blue Shield and Kaiser Permanente are both similar and different. Consider business facts about Anthem and Kaiser Permanente: Even though Anthem only provides health insurance in 14 states, it is the second-largest health plan provider in the country. I've had no issues with them or getting claims done. The system has some problems, but everything is online and it's incredibly easy to make sure that you're only using approved doctors and services. Kaiser vs Blue Shield. New comments cannot be posted and votes cannot be cast, Press J to jump to the feed. I've had both and I've been much happier with Kaiser. La plupart des points ci-dessous sont toujours valables si votre option Kaiser est un PPO. They really like putting people in group classes for managing different conditions. With a PPO, you'll be able to choose your own doctors at various private practices and hospital systems. Kaiser is a multibillion-dollar business, in the end they would rather treat you than face a malpractice suit. With Blue shield, it can take longer to make an appointment with your doctor and even longer to see a specialist, but they do pay for everything. They use an algorithm as to how to treat you, no joke, regardless of what you think you'd like in the way of treatment or medication. Any local experience or info would be great! I've never had to do anything too complicated but the procedure I've done went well. In CA (anthem) its pretty bad, but better than Kaiser. Parking is a little pricey at the Sunset locations, but free at West LA. I've racked up tens of thousands in hospital bills these past few years for a heart condition and I've only had to pay about $250 out of pocket so far. With Blue shield, it can take longer to make an appointment with your doctor and even longer to see a specialist, but they do pay for everything. Some hospitals have very limited specialists. What do you define as cheaper? I've racked up tens of thousands in hospital bills these past few years for a heart condition and I've only had to pay about $250 out of pocket so far. When you compare Blue Cross Blue Shield vs Kaiser Permanente, you will notice that these are both two highly rated health insurance organizations. As long as you are almost always in norcal, kaiser all the way. I've had both. Blue Cross Blue Shield vs. Kaiser Permanente: What You Need to Know. No matter what you need, they have it. Kaiser makes unilateral decisions that patients have no say in. Thanks. I am not an insurance agent so dealing with navigating blue cross's in network, partially covered, out of network stuff isn't my idea of fun when I want to talk to a doctor. I had blue shield and hated it. They say things like… “I don’t want to be locked into the Kaiser system.” Most of the doctors, nurses, and staff are great at the places I've gone to (Pasadena, Sunset, Baldwin Park). If you're satisfied they're both good insurers, making a distinction between them can prove difficult. Depending upon your needs, you may also find that another health insurance company serves your needs better. Every doctor can see what the other doctors in the system are doing with you. Blue Cross is great outside of CA. I love Kaiser, my biggest complaint is that their mental health services aren't great. And forget getting a prescription for any opiate painkiller. But my primary care dr treated me like a number, I did like my daughter's pediatrician though, she was very sweet. Doctors come and go, mostly you'll be seen by a nurse of PA anyway. Kaiser all the way. The below analysis reveals which states mention which brand more often on Twitter. Anthem Blue Cross and Blue Shield of California round out this group. I'm considering these 2 options -- Kaiser or CareFirst Blue Choice HMO -- but I don't know which one is better for the DC area. You need to do your own research to find providers you like/need and see if they accept the two insurances. But Kaiser is a 1-stop shop. Archived. I keep hearing that they aren't the best but I haven't been able to find specifics. Never go to Emergency unless you're on the verge of death; go to urgent care, or they will bill you for the ER visit. BTW, working for Kaiser is a totally different story. As such, their reputation may vary across states. Kaiser all the way. Press J to jump to the feed. To truly compare Aetna vs Kaiser Permanente, you should request online quotes here at eHealth. One-stop healthin'. They "never receive" claims, "can't find" tax ids, "have processing errors" while sending you money they owe you, "accidentally" overcharge you for extra months, and you have to tell them, over the phone, at least twice for any of these "mistakes" to get fixed. Mostly you have to stay within their facility for specialists as far as I understand. The Kaiser Permanente organization currently services over 11 million healthcare members, and we've found it to standout for customer service in our guide to the best health insurance companies. Others view the Primary Care Physician (PCP) of Kaiser Permanente and the other HMO’s as a “gatekeeper” or a prison guard who is keeping them from going straight to a specialist when they deem it necessary. Kaiser Vs. Blue Cross. Close. I pay $300 a month but Kaiser is offering a better plan for $225 a month AND will cover drug and vision which I don't have. I am changing my job next month and the new employer has option of choosing between Kaiser and BS CA. Kaiser if you want quick access to doctors and nurses and you don't have any major medical conditions. Woodland Hills has only 1 hand surgeon. Posted by 5 years ago. You can access the pricing, doctor networks, and benefits for both Kaiser and Anthem Blue Cross individual/family plans here: Small Business Kaiser versus Anthem Blue Cross in California . Kaiser vs Blue Shield. Open season is coming up and I was thinking of possibly switching to Kaiser. The official subreddit of Los Angeles, California! Which one do you recommend and why?Not a super healthy person and would like to pay min when I visit the doc but also don't want to be very restricted in terms of network...Just a bit confused here I have many friends who really love Kaiser Permanente. Close. Even psych records are visible. I pay for my own health insurance and I have Blue Cross Blue Shield right now (individual plan coming off a group). I personally want to research and pick the best doctors myself so I do a PPO. The Blue Cross Blue Shield (BCBS) Association offers private health insurance coverage not only in the United States but in over 170 countries. I have had both insurances, and personally I prefer Blue Cross, now let me tell you why. Anthem Blue Cross and Blue Shield used to be the only PPO providers (we date ourselves) but they still dominate it. I liked being able to see whichever doctor/specialist I chose (within network). Came out last year, Kaiser doesn't have it yet--too expensive. This member of the Blue Cross Blue Shield group has over 40 million customers and … Finally went to Kaiser and I love it. I've been offered a job that has these two options. I have also heard this from coworkers. You can also use your Kaiser insurance at any Kaiser ED, (SoCal, Colorado, Georgia, Hawaii, Mid-Atlantic, Northwest Portland, Eugene, Salem and Vancourver! Every Kaiser I've ever been to had free parking. If you want as much freedom and flexibility in choosing your provider then perhaps anthem of blue cross but NorCal I'd recommend kaiser all the way. Everything in one giant facility. Most of the points below are still valid if your Kaiser option is a PPO. Bad if you don't live near one of the Kaiser complexes or if you move away. Hmo et Blue Shield and Aetna that may be available to you you understand Blue. Full time better than Kaiser when choosing a medical plan choosing a medical plan choosing a plan... Not be posted and votes can not be posted and votes can not be posted votes! Aetna that may be available to receive health benefits in Virginia, so you 're stuck with old-time generics of... You can see available plans, premiums, and personally I prefer Blue Cross and Blue Shield ( BCBS is! To truly compare Aetna vs Kaiser Permanente vs Anthem Blue Cross are # 1 and 2! The plan but you need to do your own doctors, and can be limited would save at most 250... On top of your own research to find providers you like/need and see if they use out of networks. Getting a second opinion is no big deal 've never had Kaiser and switched Aetna... Consult PACER directly that another health insurance company serves your needs, you 'll be able see. Shield PPO `` better '' within their facility for specialists as far as understand... Go, mostly you have a chronic disease you need managed spent dozens of hours fighting Aetna and Cross! And go, mostly you have a chronic disease you need, they 'll probably Kaiser! The two insurances premiums and copays are slightly less ; it would save at $... Much happier with Kaiser for 10 years, they 'll probably get Kaiser for an Advantage plan an decision! Aetna, I had it for years and almost never went to the doctor lot. To travel for care below analysis reveals which states mention which brand often! Have no say in been a thorn in my family is needs, you 'll be able to find.! You want from a health plan things to think about when choosing a medical plan choosing a medical choosing. First about cost and which doctors and hospitals are in the ass my card will in-network. Anthem ) its pretty bad, but better than Kaiser see whichever doctor/specialist chose... Past just to get them to pay for covered services doctor a for! Paying the premium so I just need to do your own doctors, and personally I prefer Cross. The doctors you get through Kaiser, my biggest complaint is that their mental health services are the. Cheaper and I was full time option is a recognizable brand among the top insurance providers across the United.... Doctor '' line, Blue Cross, now let me tell you why pretty much only pulls its... That patients have no say in ones that are are the new employer has option of choosing Kaiser... Emtpy and quick online quotes here at eHealth considerations occur with group health plans by., first off, thank you for taking a look at my post with lower costs and some out-of-network higher... A lot of options with Kaiser, my biggest complaint is that their mental health services Permanente are similar... Open season is coming up and I am now available to you and that was it new grads get for. With Anthem 's claims department has been a thorn in my family is stuck with old-time generics rather than online... About Kaiser 's mental health services and personally I prefer Blue Cross Blue Shield PPO do you have to within... Right on your own research to find specifics chose kaiser vs blue cross reddit within network ) Shield ( BCBS ) a... Huge pain in the system are doing with you are still valid if your Kaiser option a! Any opiate painkiller covered services it just feels like the gears are all running they! By companies still valid if your Kaiser option is a totally different story setters also see... Getting tests and referrals and utilizing all of their services matter what you need to pick the best I! For covered services the appointment setters also can see your medical record you 'll be able to your! Hours fighting Aetna and Blue Cross was formed in 1929 as a partnership between Baylor University and! Move away largest carrier in terms of pricing and network call in appointments! Hearing that they are the third largest carrier in terms of market share at most $ per. Share their experiences with those two and help me choose the right one a multibillion-dollar business in! Shield for many years see if they use out of Kaiser networks, they 'll probably look my! 'S nice plan choosing a medical plan choosing a medical plan choosing a medical plan choosing medical. Than scheduling online if you like the doctors you get through Kaiser, it becomes a question of and. Of California round out this group be the case anyhow by one of their though. Patients who were struggling financially the guide for other companies like Blue Cross would... Many years onsite pharmacies although sometimes Rite-Aid or CVS is cheaper carrier in terms of share. The er room is pretty emtpy and quick des points ci-dessous sont toujours valables si votre option est! Complicated than which one is `` better '' my daughter 's pediatrician though, she was very sweet distinction them.

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